Author: Editorial

Buying a flat is a major financial decision, and signing the builder agreement is a critical step. This document outlines the terms between you and the builder, safeguarding your interests. However, it often contains complex clauses that can be overlooked. Here’s a simple checklist to ensure you’re fully informed before signing on the dotted line. 1. Verify Project and Flat Details Before signing, confirm that the agreement mentions: 2. Understand the Payment Terms The payment schedule should clearly include: 3. Land Ownership and Legal Clearances Ensure the builder legally owns the land. Request documents like: 4. Flat Specifications: Know What…

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When buying a house, especially in urban areas, you’ll likely hear terms like “freehold” and “leasehold” properties. These terms indicate the type of ownership and rights you have over the property, and understanding them can save you a lot of hassle. In essence, a freehold property provides full ownership, while a leasehold property gives limited rights over a certain period. Knowing the differences between the two can help you decide which is the right choice for you. What Is Freehold Property? A freehold property is where you own the land and building outright. This type of property ownership gives you…

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In India, the Model Tenancy Act 2021 aims to safeguard the rights of both tenants and landlords, providing a clear framework to avoid disputes. If you’re renting a house, shop, or other property, understanding your rights can ensure you’re protected from arbitrary actions by landlords and enjoy a fair rental experience. Key Tenant Rights Under the Model Tenancy Act Under the Model Tenancy Act, tenants are entitled to several important rights that help maintain a balanced relationship with their landlord. Here are the essential protections every tenant should know about. 1. Right to Privacy: Landlords Cannot Enter Without Permission One…

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In recent years, real estate has continued to be one of the most preferred investment options for Indians. However, buying a large commercial property in a major city often requires a high capital investment, which many average investors find challenging. Now, thanks to the rise of fractional ownership, individuals can participate in real estate investments without needing massive capital, making property investment more accessible and potentially profitable. What is Fractional Ownership? Fractional ownership is an investment model that allows individuals to buy a share in a high-value property rather than purchasing the whole property. This means that investors can own…

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For crores of pensioners across India, including those from the Central and State Government, Employees Provident Fund Organization (EPFO), and other government bodies, October and November are crucial months. During this time, pensioners are required to submit their life certificates, also known as Jeevan Pramaan Patra, to prove that they are still alive and eligible to receive pensions. Traditionally, this required a visit to the bank or post office. However, the government has introduced an easy solution that allows pensioners to generate and submit their life certificates digitally from home. Here’s a step-by-step guide on how to generate a Digital…

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