Author: Nisha Chawla

If you travel frequently for work or leisure, the right credit card can be a game-changer. Travel credit cards offer excellent benefits like air miles, airport lounge access, flight discounts, and even premium services that enhance your travel experience. Here’s a look at some of the best credit cards tailored for air travel enthusiasts. 1. Axis Bank Atlas Credit Card Annual Fee: ₹5,000 The Axis Bank Atlas Credit Card offers comprehensive travel rewards right from the first transaction. Perfect for those who spend often on travel and hotel bookings, this card helps you earn and redeem miles on purchases and…

Using a credit card can be convenient, especially for those new to the system, but if not used wisely, it can lead to trouble. Whether you’re shopping for Diwali or managing everyday expenses, credit cards offer perks like cashbacks, reward points, and short-term loans. However, with these benefits comes the responsibility of managing your spending wisely. Let’s take a closer look at five common mistakes new users should avoid to protect their credit score and avoid unnecessary debt. 1. Don’t Use Too Much of Your Credit Limit It’s easy to get carried away with spending when you have a credit…

Credit cards are a convenient and powerful tool for managing expenses, offering rewards, and providing emergency funds. Despite this, many credit card myths persist, leading to confusion and even poor credit decisions. Let’s break down these myths to help you make the most of your credit card while maintaining a healthy credit score. Myth #1: New Credit Cards Lower Your Credit Score A common worry is that applying for a new credit card will hurt your credit score. While it’s true that a hard inquiry occurs during an application, a single inquiry has a minor effect, reducing your score by…

The banking sector in India is on the verge of a significant transformation. The government is expected to approve a 5-day work week for bank employees, with a final decision anticipated by December 2024. If approved, this change will make Saturdays and Sundays official weekly holidays, adding an extra day off to bank employees’ schedules. This initiative aims to improve the work-life balance for banking professionals, and the Indian Banks Association (IBA) has already come to an agreement with bank employee unions on this matter. What Will Change for Banks? Presently, banks in India operate on all days except Sundays…