Author: Shalini Bhardwaj

As global markets shift and grow, Indian investors are increasingly looking towards US-focused mutual funds for portfolio diversification and growth. With a stable economic outlook and growing technology sector, the US market remains a strong option for investors. Recent trends show that many Indian mutual funds with US exposure are delivering impressive returns, and experts are advising investors to consider these options, especially given the market stability post-elections in the US. Why Invest in US-Focused Mutual Funds? The US stock market, driven by a robust technology sector and an established economy, offers unique growth potential. Investing in funds focusing on…

ICICI Prudential Equity & Debt Fund, an aggressive hybrid fund that balances equity and debt investments, has become one of the standout performers in the Indian mutual fund market. Completing 25 years, this fund has rewarded disciplined investors with substantial returns over the long term. A monthly SIP of just ₹5000, combined with an initial lump sum of ₹50,000, would have grown to approximately ₹2 crore, a compelling case for hybrid funds in a well-planned portfolio. Let’s explore the features, returns, and investor suitability for ICICI Prudential’s hybrid fund. What is an Aggressive Hybrid Fund? Aggressive hybrid funds invest around…

The highly anticipated Swiggy IPO is set to launch on 6 November, aiming to raise ₹11,327.43 crore. This marks an exciting moment for Swiggy as it prepares to hit the public market. However, it also raises an important question: Should investors consider investing in Swiggy’s IPO, or is it wiser to buy shares in its established competitor, Zomato? Experts have shared insights to help potential investors make a more informed decision. With a price band of ₹371 to ₹390 per share, Swiggy is valued at $11.3 billion. For comparison, when Zomato launched its IPO, it had a market cap of…

While home loans come with clear tax benefits, did you know that certain car loans can also offer tax advantages? For professionals like doctors, lawyers, or engineers and business owners who use their vehicles strictly for work, the Income Tax Act allows for deductions on car loan interest and certain expenses. Here’s a guide on how you can maximize your tax benefits on car loans if you use them for business purposes. Why Car Loans Are Treated Differently Unlike a home loan, where you’re building an asset that’s often considered essential, cars are usually viewed as luxury items under the…

Investing in the stock market can be a rewarding journey, but it also comes with a certain amount of risk. The key to building wealth sustainably is risk management—a process that helps investors identify, assess, and manage potential risks in order to minimize losses and maximize gains. Here, we break down the essential strategies every investor should use to manage risk effectively. Why Risk Management is Crucial for Stock Investors Stock market investments are affected by various factors, from economic trends and political events to market fluctuations and company performance. Proper risk management helps investors safeguard their portfolio against these…

SBI Mutual Fund’s Nifty Next 50 Index Fund is making headlines with remarkable returns, especially for an index fund launched only in 2021. In its short lifespan, this fund has delivered a 70.29% CAGR return over the past year, raising investor interest and attention. But what does this performance mean for potential investors? Here’s an overview of the fund’s investment strategy, past performance, top holdings, risk level, and some factors to consider before deciding to invest. How the SBI Nifty Next 50 Index Fund Works SBI Nifty Next 50 Index Fund is equity-based, meaning it passively invests in the Nifty…

A Systematic Investment Plan (SIP) is a straightforward, effective way to grow wealth through mutual funds. It’s ideal for those who wish to build a strong financial foundation over time, without the stress of market timing. By following a few practical strategies, investors can amplify their returns and reach their financial goals faster. Here are five simple yet powerful tips to help you get the most from your SIP investments. 1. Start Early to Maximize Compounding One of the best ways to benefit from SIPs is to start investing as early as possible. When you invest regularly over a longer…

The Income Tax Department closely monitors certain types of financial transactions that may indicate unusual activity. For individuals and businesses, avoiding missteps with these transactions is essential, as the department can issue notices if any irregularities are detected. Here’s a closer look at six transactions that are commonly scrutinized by the tax authorities and tips to ensure compliance. 1. High-Value Cash Deposits The IT Department monitors substantial cash deposits, especially those made in one go. If you deposit ₹10 lakh or more in your bank account, this amount could flag a review from the tax department. Large cash deposits, if…

With Dhanteras just around the corner, many investors are exploring options for investing in gold, a tradition symbolizing wealth and prosperity. However, with modern investment avenues, gold purchases are no longer limited to physical jewelry. Digital Gold and Gold Exchange Traded Funds (ETFs) are two popular choices that offer convenience, security, and flexibility. Here’s a breakdown of both options, helping you make a well-informed choice this festive season. Gold ETFs: Secure, Transparent, and Ideal for Long-Term Investors A Gold ETF (Exchange Traded Fund) works similarly to stock market investments. By purchasing Gold ETFs, investors can access the benefits of gold…

For many people in India, mutual fund Systematic Investment Plans (SIPs) have become a popular and efficient way to build wealth over time. While foreign investors recently pulled large sums from the Indian markets, domestic investors held their ground, adding stability to the market, largely through SIPs. If you’re a retail investor, knowing a few key tips about SIP investments can help you reach your financial goals. Here are seven essential secrets to making the most out of your mutual fund SIPs. 1. Start Early to Harness the Power of Compounding One of the main benefits of SIPs is the…