When it comes to long-term investing, mutual funds have proven to be a great wealth-building tool. But can an investment truly grow 35 to 114 times over the years? The answer is yes, and Tata Mutual Fund has shown this with its top-performing schemes.
If you had invested ₹1 lakh in these funds decades ago, your money could now be worth anywhere between ₹35 lakh to over ₹1 crore. Even with a monthly SIP of ₹5,000, investors have built crores in wealth over time.
Let’s take a look at three of Tata Mutual Fund’s best equity schemes, which have delivered exceptional returns and helped investors grow their wealth significantly.
1. Tata Large & Mid Cap Fund – 45x Growth Over 32 Years
This fund is one of Tata Mutual Fund’s oldest schemes, launched on February 25, 1993. Over 32 years, it has given strong returns to investors who opted for both lump sum and SIP investments.
Lump Sum Investment Performance
Annual Return: 12.66% Investment: ₹1,00,000 Current Value (after 32 years): ₹45,54,480 Total Profit: ₹44,54,480
SIP Investment Performance
Annual Return: 15.84% Monthly SIP: ₹5,000 Total Investment (32 years): ₹19,20,000 Current Value: ₹4.50 Crore
Fund Details
- Total AUM: ₹7,996.53 crore (as of March 23, 2025)
- Expense Ratio: 1.79%
- NAV: ₹489.69 (as of March 21, 2025)
- Standard Deviation: 12.98
- Sharpe Ratio: 0.58
- Portfolio Beta: 0.81
Why Choose This Fund?
Ideal for long-term investors looking for a mix of large and mid-cap exposure. Consistent growth over decades with strong returns. SIP returns of 15.84% annually, making it a great choice for wealth creation.
2. Tata Midcap Growth Fund – 36x Growth in 30 Years
This mid-cap equity fund, launched on July 1, 1994, has provided solid long-term returns. It has delivered 17.50% annual SIP returns and 12.39% annual lump sum returns since its launch.
Lump Sum Investment Performance
Annual Return: 12.39% Investment: ₹1,00,000 Current Value (after 30 years): ₹36,07,080 Total Profit: ₹35,07,080
SIP Investment Performance
Annual Return: 17.68% Monthly SIP: ₹5,000 Total Investment (30 years): ₹18,00,000 Current Value: ₹4.86 Crore
Fund Details
- Total AUM: ₹4,046.64 crore (as of March 16, 2025)
- Expense Ratio: 1.90%
- NAV: ₹376.47 (as of March 18, 2025)
- Standard Deviation: 15.7
- Sharpe Ratio: 0.62
- Portfolio Beta: 0.88
Why Choose This Fund?
Perfect for aggressive investors looking for high-growth potential in mid-cap stocks. 17.68% SIP returns annually, leading to crores in wealth accumulation. A great option for those who can stay invested for 15-20 years or more.
3. Tata ELSS Tax Saver Fund – 114x Growth Over 29 Years
Launched on March 31, 1996, this Equity Linked Savings Scheme (ELSS) has not only given high returns but also provided tax benefits under Section 80C.
Lump Sum Investment Performance
Annual Return: 17.84% Investment: ₹1,00,000 Current Value (after 29 years): ₹1,15,54,990 Total Profit: ₹1,14,54,990
SIP Investment Performance
Annual Return: 18.09% Monthly SIP: ₹5,000 Total Investment (29 years): ₹17,40,000 Current Value: ₹4.48 Crore
Fund Details
- Total AUM: ₹4,108.44 crore (as of March 16, 2025)
- Expense Ratio: 1.85%
- NAV: ₹40.26 (as of March 19, 2025)
- Standard Deviation: 14.54
- Sharpe Ratio: 0.41
Why Choose This Fund?
ELSS funds offer tax benefits, making it an excellent choice for tax-saving investments. 17.84% returns on lump sum investment, significantly multiplying wealth. Best for investors looking for high long-term returns along with tax savings.
Why Invest in Tata Mutual Fund Schemes?
Tata Mutual Fund has a strong track record of delivering consistent and high returns over several decades. These three schemes show that long-term investing in equity funds can lead to significant wealth creation.
Key Advantages of Investing in These Funds:
Power of Compounding: Long-term SIP investments grow exponentially. Diversified Portfolio: Exposure to large, mid, and small-cap companies. Tax Benefits: ELSS funds provide tax savings under Section 80C. Proven Track Record: Funds have performed well across multiple market cycles.
Things to Keep in Mind Before Investing:
Mutual fund investments are subject to market risks. Past performance does not guarantee future returns. Stay invested for the long term to maximize compounding benefits. Consult a financial advisor before making investment decisions.
Tata Mutual Fund has delivered exceptional returns over the years, making it a reliable choice for investors looking to build wealth through equity investments.
